Charging higher insurance premiums or taxes to people who don’t practice a healthy lifestyle is a severe measure which is supposed to increase people’s willingness to quit their bad habits and join those who practice a healthy lifestyle. I support this idea for the reasons described below. According to the American Health Association, each year a lot of money is spent on a cardiovascular disease treatment that insurance companies are not able to defray. Thus, it is reasonable to reconsider the insurance tax rate. This is a fair attitude towards people who do not practice healthy lifestyle, as while buying alcohol, drugs, or food with saturated fats they are aware of the harmful consequences those products can bring. Nevertheless, they deliberately continue to bring harm to their health . To my way of thinking, insurance premiums or taxes should be directly proportional to the degree of how healthy one's lifestyle is. However, while providing insurance services, health peculiarities should be taken into consideration in order to avoid injury.
There is a serious issue about the health care subsidizing, which in many ways disproportionately benefits the less healthy. Though subsidizing is aimed at helping poor people to get an adequate insurance, in reality, they have to pay almost equal sums of money at the rest of people. Financial interest trumps personal freedom in this matter, indeed. However, freedom of choice exists even when there seems to be no freedom. I believe, the government should have a say in how food stamp recipients use their benefits, as this program is financed with the money of health tax payers as well. A constant monitoring of the program implementation would reveal if food stamp money bring benefits they are supposed to or are simply wasted. Such control does not mean trumping personal freedom, but it demonstrates an effectiveness of the government social program. Positive result can be obtained when a good strategy and constant control are applied. In spite of the fact that health care subsidizing is a system to be yet improved it helped a lot of people in the USA.